Moonpay has open-sourced the Open Wallet Standard to provide AI agents with a secure, universal, and non-custodial way to manage digital assets across all major blockchains.
On March 23, 2026, Moonpay launched the Open Wallet Standard (OWS), an open-source framework designed to solve fragmentation in the agent economy by allowing artificial intelligence (AI) agents to hold value and sign transactions without exposing private keys. The initiative arrives with backing from over 15 major organizations, including the Ethereum Foundation, Solana Foundation, and Paypal, and is currently available on Github, npm, and PyPI.
The standard addresses a critical gap in machine-to-machine commerce by providing a unified encrypted vault that supports eight chain families, including Bitcoin, Ethereum, and Solana. By integrating policy-gated signing and local-first storage, OWS ensures that autonomous agents operate within human-defined spending limits while maintaining 100% compatibility across different agent frameworks.
As a researcher following the Web3 space, I’ve been tracking Moonpay’s growth, and it’s impressive. They’re now serving over 30 million users in 180 countries and working with more than 500 businesses through their payment network. Recently, they added support for Ledger hardware signing, which I see as a key step in establishing them as a core infrastructure provider for this evolving, decentralized landscape.
MoonPay CEO and co-founder Ivan Soto-Wright explained that while systems for handling payments within the agent economy were already in place, a standardized digital wallet was missing. MoonPay created and publicly released that standard, completing the necessary infrastructure.
🧭 FAQs
• What is the primary purpose of the Open Wallet Standard? It provides a secure, universal way for AI agents to transact across multiple blockchains.
• Which organizations are contributing to this local infrastructure project? Partners include Paypal, Ripple, OKX, and various major blockchain foundations like Ethereum and Solana.
This standard is available worldwide, including within the United States. It’s an open-source resource freely accessible to developers and organizations through Github.
• How does the standard protect sensitive private key data? Keys are encrypted at rest and never exposed to the AI agent or LLM.
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2026-03-24 12:57