XRP’s Ludicrous Utility & The SEC’s Grand Finale 🤡💸

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Ah, Mr. Garlinghouse, that paragon of perspicacity, once declared with the solemnity of a Victorian clergyman that XRP’s worth lay not in the fever dreams of speculation but in its uncanny ability to settle liquidity between banks. How ludicrously pertinent those words now appear! A decade later, as if summoned by the ghost of Charles Dickens, his 2017 interview has resurfaced on X, where investors now clutch their pearls and whisper, “He told us so!”

Utility Over Hype: Revisiting Garlinghouse’s Message

In a recent post by the ever-enthusiastic JackTheRippler, we’re reminded of Garlinghouse’s bold assertion that trillions might one day pour into XRP. A vision so absurdly prescient it makes one question whether he’s a crypto prophet or merely a man who’s mastered the art of understatement. “Hype alone cannot sustain value,” he intoned, as if lecturing a room full of gilded-age speculators. “True growth comes from solving real-world problems.” A sentiment so quaintly practical it’s almost scandalous.

Back in 2017, when cryptocurrencies were mere playthings of the speculative madhouse, Garlinghouse noted that XRP wasn’t just for trading-it was the digital-age Aladdin’s lamp for banks. With over $27 trillion languishing in correspondent accounts, he proposed using XRP to settle cross-border payments in seconds. A solution so elegant it makes one wonder why humanity didn’t invent it before the wheel.

RIPPLE CEO SAYS THAT #XRP SETTLES MONEY IN SECONDS! 🚀

TRILLIONS IN CAPITAL COULD POUR INTO XRPL. DRIVEN BY REAL TOKEN, BUILT TO TOKENIZE THE ENTIRE REAL ESTATE SECTOR! DYOR/NFA 🏡

GET REAL TOKEN HERE:

– JackTheRippler © (@RippleXrpie) September 27, 2025

Garlinghouse’s vision? Free up that stagnant capital and make banks weep with gratitude. “We use this digital asset called XRP to settle liquidity needs,” he said, as if describing a new kind of tea that also pays your bills. A plan so sensible it’s almost suspicious.

Though spoken years ago, these words now echo in the halls of modern finance like a particularly verbose ghost. XRP’s adoption potential-settling payments, tokenizing real estate-has become the backbone of its cult-like appeal. One must ask: Is this the future, or merely a very good costume party?

Countdown To US SEC’s Spot XRP ETF Decision

The crypto world now holds its breath, waiting for the SEC’s verdict on XRP ETFs. With Bitcoin and Ethereum already in the financial pantheon, XRP-third wheel turned hopeful suitor-awaits its turn. Will the SEC grant it entry to the ball, or will it be left outside, clutching a forgotten invitation?

The SEC’s new 75-day review window is as swift as a Victorian steam engine. Grayscale’s fate is sealed on October 18, followed by a veritable parade of filings: 21Shares, Bitwise, CoinShares, Canary Capital, and WisdomTree. A bureaucratic ballet, one might say, where the stakes are measured in billions and the choreography is dictated by legal jargon.

Should a Spot XRP ETF emerge victorious, it could be the grand finale that catapults XRP into the stratosphere. Or perhaps it’s merely the opening act of a far more elaborate farce. Only time-and the SEC’s red pen-will tell.

At the time of writing, XRP was trading at $2.79. A price so modest it makes one wonder if the market is merely testing the waters or has forgotten how to count.

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2025-09-29 03:25