XRP to Dethrone Ethereum? 🚀💰 Standard Chartered’s Wild Prediction!

Now, gather ’round, dear reader, for a tale so fantastical it might just make your eyebrows leap off your face. Standard Chartered Research, those wizards of finance, have conjured up a prophecy that would make even the most hardened crypto skeptic gasp. They predict that XRP, that plucky underdog of the digital currency world, will soar past Ethereum in market cap by 2028. Yes, you heard that right. Ethereum, the darling of the blockchain, might just be dethroned by a token that’s been playing second fiddle for years. Geoffrey Kendrick, the global head of digital assets research at Standard Chartered, has mapped out a roadmap of price targets that reads like a treasure map for crypto enthusiasts.

XRP, BTC, and ETH: The Great Price Race 🏁

In 2025, XRP is expected to hit $5.50, while Bitcoin will be lounging at a cool $200,000 and Ethereum at $4,000. That’s right, Bitcoin will be worth roughly 39,500 XRP tokens, and Ethereum will be 727 times the price of XRP. But wait, the plot thickens! By 2026, XRP is projected to leap to $8.00, while Bitcoin climbs to $300,000 and Ethereum to $5,000. The gap between XRP and Ethereum starts to narrow, like a tortoise slowly catching up to a hare that’s been napping.

Fast forward to 2027, and XRP is trading at $10.40, Bitcoin at $400,000, and Ethereum at $6,000. The BTC-XRP ratio tightens to 42,000, and the ETH-XRP ratio drops to 577. XRP is gaining ground, folks, and Ethereum is starting to sweat. By 2028, XRP hits its peak at $12.50, while Bitcoin reaches $500,000 and Ethereum $7,500. The BTC-XRP ratio ticks up to 43,000, but the ETH-XRP ratio moves slightly higher to 600, suggesting Ethereum is trying to claw back some dignity.

But wait, there’s a twist! By 2029, XRP is expected to dip slightly to $12.25, while Bitcoin and Ethereum hold steady at $500,000 and $7,500, respectively. The ETH-XRP ratio increases to 612, and the BTC-XRP ratio jumps to 44,500. It seems XRP’s meteoric rise might be losing a bit of steam, but compared to 2025, it’s still stronger against Ethereum. A classic case of “close, but no cigar.”

XRP to Flip Ethereum: The Bold Claim 🎯

Kendrick’s most audacious claim is that XRP will overtake Ethereum in total market cap by the end of 2028. “By the end of 2028, we see XRP’s market cap overtaking Ethereum’s,” he declared, with the confidence of a man who’s just bet his life savings on a horse named “Long Shot.” He attributes this rise to regulatory developments, institutional adoption, and tokenization use cases. Ripple CEO Brad Garlinghouse’s announcement that the SEC has dropped its appeal in the long-running case is seen as a major win for XRP.

Kendrick also expects the SEC to approve an XRP spot ETF by Q3 2025, with possible inflows of up to $8 billion in the first year. He argues that XRP’s utility in cross-border payments aligns with one of the fastest-growing use cases in the digital asset space. Stablecoin transaction volumes have surged by 50% each year, and if XRP can mirror that growth, its price could climb steadily. Ripple’s tokenization efforts, including tokenized US Treasury bill funds and its own stablecoin, RLUSD, could further bolster XRP’s position.

But it’s not all sunshine and rainbows. Kendrick acknowledges that XRP’s developer ecosystem is relatively small compared to Ethereum’s, which could hinder widespread adoption. Additionally, XRP’s low-fee structure, while attractive for payments, might limit its ability to capture additional value from network usage.

In a surprising twist, Kendrick recently released an optimistic note about Avalanche’s native token AVAX, projecting it could surge to $250 by 2029. His outlook on Ethereum, however, is less enthusiastic. He slashed his 2025 Ether price target by 60% to $4,000 and described Ethereum as an “identified loser,” while championing Bitcoin and AVAX as “identified winners.” Ouch.

At press time, XRP traded at $1.807. So, will XRP flip Ethereum? Only time will tell, but one thing’s for sure: the crypto world is never short of drama. 🍿

2025-04-09 15:05

XRP, BTC, and ETH: The Great Price Race 🏁

XRP to Flip Ethereum: The Bold Claim 🎯

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