Walt Disney World is making it easier for Florida residents to afford Annual Passes. They’ve lowered the down payment to just $99 – about half the usual amount – for all four Annual Pass options. This offer is available through the Florida Resident Monthly Payment Program.
This offer is available for all four Annual Pass options: Pixie Dust, Pirate, Sorcerer, and Incredi-Pass. After a $99 down payment, you’ll enter a 12-month payment plan with no interest. Your monthly payment will be based on the remaining balance after your initial payment.
Payment Plan Details
The monthly cost depends on the pass you choose. With the promotion, the Pixie Dust Pass is about $35.15 a month, adding up to around $489 over a year. The Pirate Pass costs approximately $68.88 monthly, for a total of $869. The Sorcerer Pass is around $89.29 a month, totaling $1,099, while the Incredi-Pass costs about $136.33 each month, for a yearly total of approximately $1,629.
Your monthly payments will stay the same as our regular prices. We’ve simply lowered the initial payment. This change doesn’t affect the total cost of the Annual Pass.
The monthly payment plan is available to Florida residents who are 18 or older and can verify their residency with valid ID. Your first payment will be charged when you make your purchase, and then payments will be automatically deducted each month as part of a payment plan.
Passholder Perks
With an Annual Pass, you can visit all four Walt Disney World theme parks – Magic Kingdom, EPCOT, Disney’s Hollywood Studios, and Disney’s Animal Kingdom. Keep in mind that different pass levels have different dates when park entry is blocked, and different rules for making reservations.
Annual Passes at Walt Disney World come with free standard theme park parking. Passholders can also save money on certain food and merchandise purchases. The exact perks you receive vary depending on which type of Annual Pass you have.
This promotion adjusts your payment plan instead of lowering the overall price. Previously, Florida residents participating in the monthly payment program needed to make a larger initial down payment. Now, the upfront cost is lower, but your monthly payments will be higher to cover the remaining amount.
Walt Disney World hasn’t said how long its reduced down payment offer will be available. Like similar promotions before, it likely won’t last forever, and Disney could change or cancel it at any time.
If you’re a Florida resident thinking about this offer, be sure to check the payment details. It’s also a good idea to compare this plan to paying for everything upfront. You can still pay the full amount immediately if you prefer, but that will require a bigger payment at the start.
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2026-02-04 18:56