Oh, the drama! SWIFT just threw a blockchain party and invited everyone but Ripple. At Sibos 2025, they announced a “pivotal step” toward instant cross-border payments-basically, SWIFT’s version of adding glitter to a basic T-shirt. Meanwhile, Ripple’s XRP Ledger is sitting there, sipping lukewarm tea, wondering if it’s even relevant anymore. 🤷♀️
“Make XRP Great Again” 😂
Enter Bob Ras of CoreNest Capital, the self-proclaimed crypto agony aunt. “Ripple tried to replace SWIFT for years. Now SWIFT added blockchain. Plot twist alert!” he chirped on X, like he’s the queen of obvious. “Maybe it’s time to pivot?” he suggested, as if Ripple’s roadmap isn’t already a choose-your-own-adventure novel. 📚
In a follow-up post, Ras sharpened his claws: “Ripple’s been all over the map: cross-border payments, NFTs, tokenization, stablecoins. But XRPL? Without smart contracts, it’s like a dating app for developers that only lets you send heart emojis. 😔” Even Axelar’s grant attempts are “dead in the water,” he declared, because nothing says “relevance” like a LinkedIn rant.
Anticipating the XRP fanclub’s wrath, he added: “Hate me or love me, XRP is just a fancy way to say ‘Here’s your money, Karen.’ 😅 Any token can do that. For a project that once aimed to flip SWIFT, that’s not enough. MAKE XRP GREAT AGAIN!” (Spoiler: It won’t.)
Meanwhile, Chainlink’s flexing its SWIFT partnership like a flexed bicep 💪. “Landmark moment!” they cheered, while Ripple’s fans are left Googling “how to pivot when you’re stuck in 2015.”
XRP Vs. Chainlink And SWIFT 💸💔
Dave Weisberger, ex-chairman of CoinRoutes, threw shade: “Can someone explain how XRP is ten times LINK’s value when LINK has a REAL partnership with SWIFT?!” He clarified he holds both assets, but calls XRP’s price goals “delusional”-because nothing says “confidence” like comparing yourself to a middle schooler’s math homework. 📚
The comments section? A dumpster fire of market-cap math and “but the volume!” arguments. Critics rightly point out: High throughput ≠ token value. It’s like saying a fast car makes you rich. 🚗💸
Ras’s claim about XRPL being developer-unfriendly? Spot on. Ripple’s been all about deterministic payments and NFTs (XLS-20) instead of smart contracts. But hey, they’re working on an EVM Sidechain-because why fix what’s broken? 🛠️
Community proposals like “Hooks” are trying to add programmability, while Ripple’s EVM Sidechain (live since June 30, 2025) is the real MVP. It’s like that surprise sidekick everyone forgot about but now it’s saving the day… off the L1. 🦸♂️
Strategically, Ripple’s pivoted to tokenization and stablecoins (RLUSD), acquiring Hidden Road to boot. But does this help or hinder? SWIFT’s ledger is targeting the same space-so it’s either “complementary” or “oh no, here we go again.”
At press time, XRP traded at $2.86 – because nothing says “future of finance” like barely breaking three bucks. 💸

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2025-09-30 18:26