AI Pays with XRP? Larry David Says, “Pretty, Pretty, Pretty Good!”

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So, apparently, AI agents can now pay with XRP and RLUSD via this x402 thing on the XRP Ledger. Big whoop. No API keys, no accounts-just pure, unadulterated convenience. Like finally finding a parking spot right in front of the coffee shop. Only to realize you forgot your wallet. But hey, at least the AI’s got it figured out.

x402, they say, is the “open standard for machine-native payments.” Sounds fancy. Basically, when an AI asks for something, the server hits it with an HTTP 402 “Payment Required,” and the AI coughs up the dough. Instantly. Like when you accidentally order too much on Seamless and your bank account goes, “Uh, what are you doing?” But for robots. Progress, I guess.

The XRPL x402 facilitator does all the heavy lifting-verification, settlement, the whole shebang. On-chain. Because why do things off-chain when you can make it 10 times more complicated? But hey, it’s “real utility,” they say. Sure, Jan.

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The x402 facilitator is now live on the XRPL.

AI agents can now pay for services using $XRP and $RLUSD – no API keys, no accounts, no friction.

Get started at

– t54.ai (@t54ai) February 19, 2026

So, AI pays per request via x402, and the volume settles on the XRP Ledger. Joining the ranks of Coinbase and BNB Chain. Because nothing says “we’ve made it” like being in the same club as those guys. In May 2025, Coinbase launched x402 for instant stablecoin payments over HTTP. Because the world needed another way to spend money it doesn’t have.

x402, they claim, is the “open, neutral standard for internet-native payments.” It’s supposed to fix the internet’s “original sin” by making payments possible between clients and servers. Win-win, they say. Sure, until your AI decides to buy a yacht with your XRP. Then it’s more like lose-lose.

Dubai’s Tokenized Property Trading: Because Who Doesn’t Love a Good Real Estate Scheme?

Reece Merrick, Ripple’s bigwig in the Middle East & Africa, is all excited about Dubai’s tokenized property market. Phase two of the Dubai Land Department Real Estate Tokenization Project is live. Controlled secondary market trading for tokenized properties on the XRP Ledger. Secured by Ripple Custody via CtrlAlt. Because nothing says “secure” like adding more layers of complexity.

Ctrl Alt and the Dubai Land Department (DLD) are all proud of themselves. Phase two builds on the pilot, where 10 properties were tokenized, representing over $5 million in real estate value. Now, 7.8 million tokens are eligible for resale in a “controlled secondary market environment.” Because who doesn’t love a good controlled environment? It’s like a petri dish, but with more money.

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2026-02-20 15:10